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                      We focus on responsible lending to people with little or no credit history, who may be underserved by traditional banks. Our services are simple, easy and fast.

                      Total number of loans to date

                      Number of loans provided this year

                      Number of loans provided today

                      Number of customers served

                      119,652,016


                      TOTAL ASSETS

                      25,038
                      MEUR

                       

                      *as at 31 March 2019

                      Operating income

                      1,024
                      MEUR

                      Cost to income ratio

                      40.4%

                       

                      *as at 31 March 2019

                      NPL ratio

                      7.8%



                      ROAA

                      2.8%

                       

                      *as at 31 March 2019

                      Why Home Credit Group

                      • Market-leading positions
                      • Track record of successful new market entry
                      • Superior data capture and analysis
                      • Unique origination capability

                      What makes home credit different?

                      • We offer safe, affordable loans to less affluent customers, responsibly cross-selling as they develop their financial literacy and their needs evolve. We are supported by a bespoke in-house technology that holds the credit records of 70 million customers.
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